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Email: admin@guardianwillsolutions.com
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Who Should Write A Will?

Anyone aged 18 or above should write a Will but in particular:-

       Anyone who is married

       Anyone living together as partners (in Will Law, no personal asset passes to a partner after death if there is no Will in place)

       Anyone with children (A Will is the best place to appoint Guardians for minor children and the best way of securing inheritance for older children)

       Any relationship where there are stepchildren (stepchildren run a high risk of not inheriting without well constructed Wills in place)

       Any widow or widower

       Anyone separated but not yet divorced (Everything is likely to go to your spouse if you pass away without a Will)

       Anyone with a disabled child or close relative

       Anyone who is approaching retirement or who has retired (If applicable, a Protective Trust Will can help save your house from long term care costs)

       Anyone who is divorced (Divorce can affect an existing Will)

       Anyone who is single

       Anyone who would like to leave a gift (known as a legacy) to another person or to a charity

       Anyone who wishes to outline their funeral arrangements 

 Standard Wills cover everything you would expect including:-

       Who you would like to leave your estate to

       Who you would like to act as Executor(s) of your Will

       Any gifts (legacies ) you would like to leave

       Nominate Guardians for any minor children

       Detail your funeral arrangements (if you so wish)

Standard Wills are sometimes known as mirror Wills (when two people create similar documents) but please note that each person has their own Will.

Guardian Will Solutions Ltd offers a bespoke service in the comfort of your own home at a time convenient to you and is written by a professional will writer.

We specialise in providing professional and expert advice on all aspects of estate planning so that your needs are fully addressed.   

Personal Asset Register

We ask our clients to think carefully about who knows to the penny where all of their assets are held?   Guardian Will Solutions are different to any other will writer as we ensure that we encapsulate all of your assets in one document.  This ensures that all of your important papers such as share certificates, bank account details, and life assurance policies are easily accessible. This is crucial, when you consider that insurance companies hold almost £15-billion in assets that belong to policyholders who cannot be traced and banks hold £5-billion for missing account holders. This service is at no additional cost to you.

Make your Will NOW

We come across many people who are making their first Will in their seventies. Better late than never!

If you die intestate it means that it is your loved ones that will have to pick up the pieces.

Is it really worth it for the sake of the modest cost and effort of doing it?

It is a situation to be avoided so contact us and speak to us about making your Will. We can give you peace of mind for you and your family.  Don’t take a risk with your peace of mind but more importantly with the wellbeing of your family. Making your Will really is one of the more important things you should do in your lifetime. 

When appointing executors it is important to ensure that they are suitable, trustworthy and are willing to take on the role. Some banks and solicitors appoint themselves as executors to then ‘take a cut of the estate’ when your estate is administered.  It is typical of some legal professions to take between 3 and 5% of the value of your estate.

YOUR FAMILY SHOULD INHERIT YOUR ESTATE – NOT PROBLEMS 

Most of us don’t want to think about dying and so it is perhaps no surprise to learn that in a survey conducted by the Office of Fair Trading in February 2010, one in three people said that they did not have a Will. We all know how easy it is to defer this crucial decision by thinking it can always wait for another day, but delay can prove to be costly.

We will all die having left a direction as to whom our assets will be passed.  What type of direction you leave will of course depend on whether you have chosen to write a Will, or whether you have left this task to the State under what are called the rules of intestacy. If this is the case then the State will determine how your estate is divided up, which may not always match your intentions.

Making a Will is crucial for anyone wanting to protect their family from unnecessary anxiety and expense after they die. Only with a valid Will can you be certain that your estate will go to the right people. If you do not draw up a proper Will, you run the risk of depriving your spouse or partner of their home, increasing the inheritance tax (IHT) burden and leaving parts of your estate in the wrong hands. Indeed, one of the most common misconceptions is that if you do not have a Will, your nearest and dearest will decide how your assets are split. Sadly, this is not the case.

Not leaving a Will can also mean extensive legal costs for your beneficiaries; failing to provide for a partner or dependant will mean they will have to consult a lawyer to contest the State´s decisions, with no guaranteed result. Complex cases can require a genealogy expert, at great cost, to clarify relatives´ rights to your estate.

Arranging for a Will to be drawn up is relatively straightforward and, in most cases, should not take much more than an hour or two.

First and foremost, a Will needs to be accurate, unambiguous and comprehensive. Arranging a Will, that specifically sets out your wishes, will give you the certainty that your assets will be passed to your intended recipients.  Importantly, if there is any change in circumstances once the Will has been drawn up, for example, if you divorce, have more children, or your financial situation changes, then your Will must be updated accordingly.

In addition to writing the Will, you will need to appoint executors to make sure your wishes are carried out properly after your death. It is advisable to appoint more than one executor and ideally both should be younger than you.

If you have children who are under the age of 18 then you should also nominate a Legal Guardian in your Will to look after your children. Whilst it is extremely unlikely both parents will die at the same time it is wise to have arrangements in place. Some people may also want to specify their funeral arrangements to reflect their wishes and to take into account religious beliefs.

Bereavement is a distressing time so it is crucial to do all that you can to ease the upset and worry. Arranging your Will is one, if not the most important aspects of estate planning.

Call us to arrange a free no obligation appointment