Labour boasts that it will introduce an insurance system whereby you can protect your home from being sold to pay for long term care by paying, or agreeing to pay after death, £20,000.

Of course, for a married couple that becomes £40,000.

Fortunately the Tories have gone one better. With them it will only cost £8,000 - each - when you turn 65.

So, do you have £16,000 sitting around doing nothing?

Get in touch with KC Wills. We can produce a Protective Property Trust will that can protect your home for a fraction of the price.

KC Will trading as Probate Solutions. Telephone Kenn Coates on 07551 670408.